This eight chapter online course will guide you through the retirement planning process from start to finish. If you know that retirement preparation is important and want to increase your confidence that you are building towards a Richer Retirement, this course is for you. Hundreds of our students call Richer Retirement “eye-opening” or “life-changing” and they say Richer Retirement is a powerful way to move forward on the path toward building financial security.
People in their 20’s through 70’s have all found the course to be positive and life-changing. The earlier in your working life you start building towards a richer retirement, the more time is on your side. On the other hand, it is never too late to plan for a richer retirement.
This course is not an online textbook; it’s an interactive learning experience that combines education, guidance, and support. This course is not a sales pitch; it’s 100% education you can trust, drawn from well-respected research and best practices.
For more information on the course content, how the course works, your author and coach, keep scrolling. If you are ready to dive in now, click the button below to register for the course!
“Now that I pushed myself through the course, I’ll be more willing and less fearful, quite frankly, of exploring the topics further. Going through the course shows the reality of my situation, good or bad, which can be a difficult pill to swallow. Laying it out there, however, is my call to action, which is better than the alternative of not doing anything.”Richer Retirement Student
What You’ll Learn
Retirement Errors Even Smart People Make
This chapter is designed to ensure you are set up for success in the course. You will learn more about your instructor, the course agenda, and, perhaps most importantly, learn about the errors even smart people make when planning for retirement.
Assessing Current Finances
This chapter will walk you through assessing your current financial situation. It will help you review your credit report, detail your current financial assets and debts, and work to organize your financial information.
One critical source of retirement income is Social Security, which makes your knowledge of how it works vital. Be among the few that know correct information about the sustainability of Social Security. This chapter will clarify claiming strategies and maximize monthly benefits. You may be surprised why you need to set up your online Social Security account now.
Employer Retirement Benefits and Retirement Goals
Employer retirement benefits are changing rapidly, and not in the favor of the employee. This chapter will help you discover if you have employer provided retirement benefits and what they are today. It will also equip you to monitor for changes. The second half of the chapter will focus on retirement timing and goal setting.
Savings and Investing
Many individuals know they need to be setting aside significant money for retirement, but need help knowing how to reach this goal. This chapter will help you build your confidence related to saving and investing. Practical catch-up strategies for late saves are included in this unit. Best of all, the principals are presented in plain English and not in industry jargon.
You have spent your adult life accumulating what you have. It is your responsibility to decide who gets it when you are through with it. This chapter will take the mystery out of estate planning. It will teach you that estate planing doesn’t have to be as complicated or expensive as you think. Having an effective estate plan in place can be your last loving gift to those you love.
Taxes and Insurance
Taxes don’t go away when you retire. The need for insurance (especially health) doesn’t go away when you retire. The need to understand and manage taxes and insurance is as great as ever in retirement. This chapter will increase your confidence regarding tax and insurance management strategies in retirement and the years leading to retirement.
Richer Retirement Strategies
Having a richer retirement is expecting the unexpected. Chapter 8 starts with education relating to possible issues of aging, such as being suddenly wealthy, suddenly single, aging in place longer, and much more. It concludes with a power-packed list recapping strategies for a richer retirement. You won’t find this list anywhere else!
How It Works
This is an online course that can be accessed with any device (we would recommend using a computer) that has internet access.
There are eight individual chapters, which are detailed in the above section. The chapters are individually released over the first eight weeks of the course allowing students to immerse themselves in one topic at a time. This allows you to immerse yourself in one topic at a time, minimizing overwhelm and allowing you to soak in as much knowledge as possible!
90 Days of Access
Students have access to the course information 24/7 for 90 days from the course start date. Therefore, you can access the information when it works best for you. There are eight chapters, so by having the course accessible for additional time this allows several weeks for students to re-read chapters and/or catch-up if life happens.
Each week of the course you will receive an email from your course coach introducing the week’s topic, providing encouragement, and there may even be a joke or two included. These emails are to remind you to dive into the course material so that you reach your goals for taking the course!
Individualized Email with Instructor Weekly
As part of each chapter, there are prompted questions/discussion points for a communication with the course coach. You choose which items you want to discuss with your instructor. You have the sole discretion to determine how much you want to share with your instructor. Each student receives a personalized, timely response to these communications. This ensures you have a personalized experience throughout the course.
Once you enroll in the course, you have 24 hour access to course materials for the 90 days. MPower Co uses Thinkific to deliver the course content, which tracks each students progress. This allows you to know where you left off so you can pick up right where you left off.
Throughout the course there are a number of downloadable worksheets (digital assets inventory, an expense tracker, to name a couple). You are able to download the blank form, edit them, and retain them in your records.
No-Stress Self Assessments
Throughout the course there are quizzes to test your knowledge. These are only for fun, as no grade is given. They’re simply a chance for you to test your knowledge. Quizzes are confidential.
Three Reasons Richer Retirement is Unique
Research and Science Based
MPower Co has a high value for delivering research and best practices, and not just opinions or financial busy work. It is education you can trust drawn from researchers and practitioners, delivered by an award winning coach!
easy to understand
No Fancy Technical Terms
This course is geared towards all levels of sophistication when it comes to retirement planning. We will not use fancy technical terms or industry jargon that will slow down your ability to successfully prepare for retirement.
Designed To Keep You Engaged
Throughout the course there are specific action items that you can take to engage yourself in the course and make your life better starting today. While preparing for retirement is a focus, we all want to enjoy the highest quality of life starting today.
meet your instructor
Dr. Cynthia “Thia” Crawford
years of experience as a university level personal financial planning educator
number of years it took Cynthia
to pay off her first home
Ready to start preparing for a richer retirement?
We’ll have you on your way to a richer retirement in no time!
Sign up for the course by clicking the button below! Richer Retirement starts June 1.